hmmm, decisions!
joint bank accounts
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have you guys got joint bank accounts with your h2b/husband? and if so, do you have separate accounts to? i don't know whether we should just have the one or if we should have a joint one and one each?!
hmmm, decisions!
hmmm, decisions!
I was actually just talking about this with my marriewd friend yesterday. My h2b & i have a joint acocunt where we pay bills/mortgage etc from then we have an account each that our wages go into and a joint savings account x
Nope, we put our money together though - I give hubby a lump sum every month, which is my share of the rent, bills, etc. then we just buy everything we need with the amount we have left. I don't know whether you need to, tbh, it's up to you though hon! x
If the other EmilyB reads this, can I have my username back please?
we put all ours together in a joint and use h2b single one to transfer money into if we wanna go out for the day etc x
hi,
we have joint account were all the bills come out of,then we have ou separate account too,which is money we know we can spend on ourselves.
we have joint account were all the bills come out of,then we have ou separate account too,which is money we know we can spend on ourselves.
We have a joint account and that's it, we both have credit cards though which just come out at the end of the month from our joint account so we don't see each others purchases, so we can still buy presents etc without the other seeing how much we spent! Or in my case, I can buy clothes and my husband doesn't know how much they cost. 
It works very well for us!
It works very well for us!
We have a joint savings/wedding account. H2B is out of work so I pay for most things but when he does get a job or if he's got some spare cash from helping out friends/family with odd jobs/cutting grass/etc he'll put that towards helping. But thats just how things are going to be for now until we get settled.
Will prob get a joint bank account for bills once we're back on our feet
Will prob get a joint bank account for bills once we're back on our feet
We hve a joint account and then have seperate accounts for our own hobbies. My h2b competes in motorsport and there is no way I am giving him money out of the joint account for that haha. Flipping expensive hobby.
We give ourselves a monthly allowance out of the joint account and we can spend that how we want to. The joint account is for bills/food/travel etc
We give ourselves a monthly allowance out of the joint account and we can spend that how we want to. The joint account is for bills/food/travel etc
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My name was Speedbump
wrote:
hi,
we have joint account were all the bills come out of,then we have ou separate account too,which is money we know we can spend on ourselves.
we have joint account were all the bills come out of,then we have ou separate account too,which is money we know we can spend on ourselves.
We're the same. Both our wages go into our joint account. Some of that money goes on bills, some goes into our joint savings account and whats left over gets split between us and goes into our own personal accounts. I also have my own savings account so I can save for h2bs wedding presents and my hen weekend. It seems to work really well for us, especially when there's a big expense like someone's birthday or a wedding that we'll be attending. I like the 50/50 split (even though I earn more than him) and am gratefull that he does all the accounting 'cos I'm just pap at it!
We don't have anything in joint names - yet!
Purely because my ex wrecked my credit rating because everything i had with him was joint, so i don't want h2b's to be damaged by association with me. I a couple of years when mine is all sorted out then we may get joint accounts, but right now i like it, as i have 'my own money', which i never did before, when Ex used to spend it all on beer! :\)
Purely because my ex wrecked my credit rating because everything i had with him was joint, so i don't want h2b's to be damaged by association with me. I a couple of years when mine is all sorted out then we may get joint accounts, but right now i like it, as i have 'my own money', which i never did before, when Ex used to spend it all on beer! :\)
We have the same - a joint account which pays all the bills and then some money goes into our own account which we can spend on ourselves. x
Our money goes into our individual accounts but we transfer most by standing order into our joint account which covers food, bills and going out together and the bit left in our own accounts is for shoes for me and beer for him! We do help each other out though and dont see it as my money and your money. We might change it for our pay to go into 1 account at some point but its seems to work pretty well as it is! x
We have a joint account that all bills come out of, then we each have our own account and then we have a 'wedding savings' account.... works well for us.
We have a joint "living account" which we live on, a joint "bills account" which the bills etc come out of and we transfer money into that monthly and a joint savings account. we dont have separate accounts
h2b doesnt like doing finances so it is easier for me to deal with it all.
h2b doesnt like doing finances so it is easier for me to deal with it all.
We have a joint a/c for bills and a joint saving a/c, but also both have sole a/cs into where our wages get paid. But we both share all our money anyway. H2B has lost his card at the mo so I'm paying for everything, then if I'm a bit short he'll transfer some money over from his sole a/c.
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